Qualification Planning
Translate income and debt into a working purchase ceiling.
The affordability view uses Canadian-style GDS and TDS ratios and applies a stress-test qualifying rate so buyers can see a more lender-like max purchase range.
Balances income, debt, property tax, heating, and condo fees.
Shows both the qualifying payment and the estimated contract-rate payment.
Useful before moving a lead into active search or offer planning.
Payment
Payment Calculator
Refinance
Refinance Calculator
Land Tax
Land Transfer Tax Calculator
Affordability
Affordability Calculator
Selected Calculator
Affordability Calculator
See how income, debt, taxes, and stress-test rules translate into a max home price.
Stack
Next.js tabbed UI to Next API route to Spring API to Java calculator container
Use Case
Fast pre-qualification and planning support for buyers, owners, and closing-cost questions.
Inputs
Qualification inputs
Use annual income, recurring debts, down payment, and carrying-cost assumptions to estimate a lender-style max purchase price using GDS, TDS, and a stress-test rate.
Waiting For Inputs
Affordability results will appear here.
Run the estimate to see the maximum home price, the size of mortgage that fits, and how the stress-test rate changes the payment you need to qualify.
Estimate Disclaimer
These figures are planning estimates only. Final numbers can move with lender underwriting, closing structure, insurance eligibility, municipal rules, and legal advice.